Terms and Conditions

Client Engagement  Terms and Conditions

Thank you for engaging the JPH Group.


These terms and conditions apply to all clients who engage an entity in the JPH Group to provide our taxation, accounting, business advisory and related services.
 

Tailoring our services to you
The annexure to these terms describes the separate entities which comprise the JPH Group business units, and the specific services which each unit provides to our clients. When you engage JPH Group, you may engage more than one business unit to act for you, if you require a range of services to be provided. For example, you may require tax and accounting advice - which is provided by our JPH Tax partnership, as well as mortgage broking services - which are provided separately by JPH Mortgages.

 

No referral fees or commissions
If a client is referred from one business unit to another, no JPH entity pays a referral fee or commission to another of the JPH entities.
Each business unit charges the client separately for the services which it supplies to the client.


There are some specific terms which apply to different business units
As a result of each business unit providing services of a different kind, each one has different regulatory and disclosure requirements.
So when you engage each business unit, there will be additional terms and conditions specific to those services. Those terms and conditions complement these general terms, but to the extent there is any inconsistency the specific terms and conditions prevail.

 

Business units have some common ownership, and common officers
Each business unit is a separate legal entity, but each unit has ownership in common with the others to varying degrees, and do have common officers and employees.

 

Confidentiality
Your confidential information is kept confidential to your file within each business unit, except to the extent that you authorise JPH Group to share information between business units in order that each business unit is able to provide its services to you.
Generally that authorisation will be sought from you in person when it is apparent that you will require, for instance, tax and accounting services (provided by JPH Tax) as well as financial planning services (provided by JPH Capital). Otherwise, JPH Group will seek that authorisation from you in writing.


In some circumstances, outlined under 'Conflicts management' below, persons who work in or have an ownership interest in a particular business unit will be prevented from accessing information on your file in that business unit.
 

 

Concerns

 

Any current or prospective client of JPH Group who has any concerns regarding these terms, the implementation of these terms or the application of the Conflicts Protocols, should immediately speak with their existing contact at JPH Group to attempt to resolve those concerns.
If those concerns cannot be resolved to the client or prospective client's satisfaction, then JPH Group will advise the client to seek independent advice (and will assist with a referral if so requested).

 

Consent
By engaging an entity in the JPH Group, you acknowledge and agree that you are bound by these terms and consent to each relevant entity in the JPH Group providing its services to you in the manner set out in this document. Each of those entities may separately rely on this acknowledgment.

 


Annexure to JPH Group terms and conditions - JPH Group Entities


Entity: JPH Group Holdings Pty Ltd ACN 638 122 086
 

Services: Tax and accounting services


Services: Mortgage Broking
Entity: JPH Mortgage Origination Pty Ltd ACN 108 784 425
 

Licence details: Credit licensee – licence number 392272
 

Short name: JPH Mortgage, Avant-garde Financial Group
 

Services: Financial planning and advice

Entity: JPH Capital Pty Ltd ACN 604 474 464
 

Licence details: AFS Representative Number: 001008171
Authorised representative of Interprac Financial Planning Pty Ltd AFSL 246638

 

Short name: JPH Capital, Avant-Garde Financial Services
 

 

Services: Legal services including conveyancing and estate planning
Entity: JPH Lawyers


JPH Lawyers Pty Ltd ACN 618 417 299


Short name: JPH Lawyers, Makin & Kinsey, First Choice Conveyancing